Cancer Care Insurance Plan
By your side when you need Cancer Care most.
When you face the high cost of cancer, you can count on the NRA approved Cancer Care Insurance Plan to help you focus on your care.
Cancer Care Insurance Plan
Let the NRA approved Cancer Care Insurance Plan help protect your hard-earned money from the unexpected cost of cancer.
Overview
- Hospital bills
- Chemotherapy
- Operations
- Doctor visits
- Nursing care
- Prescription drugs
- Mortgage
- Car payment
- And more…
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Benefits
Fighting cancer can be expensive. And we understand that if one day you were diagnosed with cancer, you’d want the best care money can buy. With the NRA approved Cancer Care Insurance Plan, you receive benefits to help you cover the costs of treatment and recovery from cancer.
These benefits are paid regardless of your current medical insurance, and you are guaranteed acceptance into the plan provided you are an NRA member in good standing and you have not had cancer (except skin cancer) in the last 5 years (in LA; 2 years in IL & TN; 12 months in SC, TX & VA; 6 months in WY). When you’re fighting for your life, the NRA approved Cancer Care Insurance Plan will be there for you.
If you receive a cancer diagnosis after you’ve been enrolled for 30 days, the plan provides the following benefits:
Hospital Room & Board: $60.00 per day for the first 10 days of each period of a covered hospital confinement. $120.00 per day thereafter, up to 90 days.
Extended Hospital Expenses: Then, after you’ve been in the hospital for 90 days, the plan pays $240 a day up to day 730.
Outpatient Drugs & Medicine: Members are paid $10.00 for any prescription refill, up to a $100.00 annual max and $1,000.00 lifetime max.
Attending Physician: $25.00 per day for doctors’ visits (other than your surgeon) while hospitalized regardless of the number of physicians, up to the maximum of $1,000.00 per illness period.
Nursing Service: $25.00 per day for private care by a Registered Graduate Nurse or Licensed Practical Nurse while hospitalized. Maximum of $2,250.00 in benefits per illness period.
Ambulance: $100.00 benefit; with an illness period maximum of $1,000.
Radiation & Chemotherapy: $100.00 daily benefit (including x-ray, radium, and cobalt therapies) with a lifetime maximum of $2,000.
Blood & Plasma: NRA Members are paid $100.00 daily benefit; with a maximum of $500.00 for every illness period with a $1,000 lifetime maximum.
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Rates
Monthly Rates for Members & Spouses:
| Member’s Age | Member Only | Member & Spouse |
|---|---|---|
| Under 50 | $1.04 | $2.08 |
| 50-64 | $4.47 | $8.94 |
| 65+ | $9.46 | $18.92 |
Your Payment Options
You will be billed for premiums monthly. Rates will include a $3.50 administrative fee if paying by direct bill, a $3.00 administrative fee if paying by credit card, or a $1.25 administrative fee if paying by automatic checking withdrawal. Rates increase when you enter a higher age category as shown above. Rates and/or benefits may be changed on a Group basis.
Your Cancer Care Insurance Plan coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Your benefits will continue in full force as long as you pay your premiums on time and the Master Policy No. AGMPCAG/AGMPCAI /AGMPCAD, under policy series CNP01 remains in force.
*Not available for those age 65 and over in California.
Not available in New York.
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FAQs
Why is it so important to sign up for Cancer Care now?
Because acceptance is guaranteed as long as you haven’t had cancer (except skin cancer) in the last 5 years 5 years (in LA; 2 years in IL & TN; 12 months in SC, TX & VA; 6 months in WY). So if you’ve been free of cancer up to now, you cannot assume you’ll avoid this danger forever. As cancer incidents become more likely with increasing age*, the NRA urges you to take action now.How does this work with my current medical coverage?
A battle with cancer is expensive. That’s why the NRA approved Cancer Care Insurance Plan provides benefits – REGARDLESS OF any other insurance you may have – to help you fight cancer. You collect cash benefits to help with unexpected costs such as hospital stays, operations, doctors, drugs and more.What if I decide Cancer Care isn’t right for me?
There’s no obligation with the program’s 30 Day Free-Look. As soon as you sign up, we’ll send you a certificate or policy of insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium you’ve paid as long as you haven’t made any claims during that time. *American Cancer Society. Cancer Facts & Figures 2023AMET-41
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Terms
Please Read Regarding Your Cancer Coverage. THIS IS AN EXCEPTED BENEFITS POLICY. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICE SPECIFIED IN THE POLICY
EXCLUSIONS:
Benefits will not be paid under this Policy or any attached Rider for any loss caused by, resulting from or contributed by: Injury or Sickness other than Cancer; treatment or services performed outside of the United States.
PRE-EXISTING CONDITION LIMITATION:
No benefits will be payable for the Covered Person’s Pre-Existing Conditions. A Pre-Existing Condition is defined as any condition (except Skin Cancer) that was Positively Diagnosed or for which medical treatment, consultation, advice, care or services was sought within 5 years (in LA; 2 years in IL & TN; 12 months in SC, TX & VA; 6 months in WY) prior to the Covered Person’s Effective Date of Coverage.
For residents of SC: A Confinement resulting from a Pre-Existing Condition will not be covered until the earlier of: (1) 12 consecutive months have elapsed during which no medical treatment or advice is given by a Physician for such condition; or (2) the Covered Person has been insured under the Policy for 12 consecutive months (SC), whichever occurs first.
The Company has a right to rescind or void a Covered Person’s insurance coverage if the Company finds that the Covered Person had a Pre-existing Condition. Any premiums paid for that Covered Person will be refunded.
This information is a brief description of important features of the plan. It is not a contract. Terms and conditions of coverage are set forth in Group Policy Number AGMPCAG/AGMPCAI /AGMPCAD, under policy series CNP01. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. As determined by state insurance regulations, this plan or some benefits of this plan may not be available in all states. Availability of this offer may change. For complete details, including features, limitations, and exclusions, see the Certificate or Policy of Insurance. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply. Complete coverage information is in the Certificate or Policy issued to each insured individual.
Benefit Waiting Period:
Benefits are not payable for Cancer diagnosed and treated within the first 30 days the Covered Person has been insured. However, benefits for treatment or services related to such Cancer are payable after coverage has been in force for 12 consecutive months from the Effective Date.
THIS IS A CANCER ONLY POLICY
Offered by:
A.G.I.A., Inc.
Underwritten by:
Central States Health & Life Co. of Omaha
Administered by:
A.G.I.A., Inc.
P.O. Box 9887, Phoenix, AZ 85068
Questions? Call toll-free 1-877-672-3006
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