NO-COST Patriot Protection Plan
Confirmation Required to Finalize NO-COST Patriot Protection Plan
NO-COST Patriot Protection Plan
As a special "thank you" for being a valued Member, you're now eligible for up to $5,000 in Accidental Death Insurance ($10,000 for Life Members). But confirmation is required for activation. Please take a few minutes right now to activate this important protection.
Up to $5,000 NO-COST Protection Guaranteed Acceptance to Members ($10,000 for Life Members). You pay nothing for this benefit.
As a Member, you’re eligible for up to $5,000 in NO-COST protection ($10,000 for Life Members). But your confirmation is REQUIRED for activation. Your benefit of $5,000 ($10,000 for Life Members) will be paid:
- if you fall victim to a fatal hunting accident
- if you suffer a fatal accident while traveling to or from, attending, or participating in an NRA event
- if you are attacked and killed by an intruder in your home or at work
- if you fall victim to a violent crime such as an attempted robbery, hold‐up or felony crime
- this benefit increases to $35,000 for NRA Law Enforcement Officers who suffer a fatal accident while in the line of duty
But it’s important to confirm your up to $5,000 NO-COST protection ($10,000 for Life Members).
Confirmation Required for Activation of up to $5,000 NO-COST Coverage ($10,000 for Life Members) |
As a Member, you’re guaranteed acceptance for up to $5,000 in coverage benefits ($10,000 for Life Members) — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO-COST member benefit today. |
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Member Benefit of $5,000 ($10,000 for Life Members)
If you fall victim to a fatal covered accident while hunting or traveling. This can be a valuable safety net for your family to help pay the bills or make ends meet if you’re attacked by an intruder at home or at work … or if you fall victim to a covered violent crime like an attempted robbery, a car‐jacking, a hold‐up or another felony. As a special privilege for NRA Law Enforcement Officers, this benefit increases to $35,000 in the case of a fatal accident in the line of duty.
Plus, EXPANDED Accidental Death Benefits Available on a Guaranteed Acceptance Basis
But as important as your $5,000 no cost to the member benefit is ($10,000 for Life Members), this complimentary coverage is only a start.
You can also add $50,000, $100,000 or $150,000 in expanded accidental death benefits to help protect you against covered accidents while driving to work … traveling for business … taking a vacation with your family … working on projects around the house … and much more. Your coverage will remain in force as long as premiums are paid on time and the Master Policy remains in force. Coverage for all insureds (whether member or spouse) will reduce by 50% when the Member reaches age 75 regardless of age at enrollment.
You and your spouse are GUARANTEED acceptance for EXPANDED accidental death coverage. No matter what your health … occupation … driving record … or previous accidents, you cannot be turned down
Pays REGARDLESS OF Any Other Insurance
Expanded benefits are paid in the event of a covered accident, REGARDLESS of any employer or other coverage you may have in place.
That means you can rest assured your loved ones will collect the Patriot Protection Plan cash benefits they’re entitled to. It’s an easy way to help make sure your family could get a fresh start … instead of worrying how they’d pay the bills … if a covered accident takes your life.
Confirmation Required for Activation of up to $5,000 NO-COST Member Benefit ($10,000 for Life Members) |
As a Member, you’re guaranteed acceptance for up to $5,000 in coverage benefits ($10,000 for Life Members) — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO-COST member benefit today. |
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Up to $5,000 Base Accidental Death Member Benefit Costs You Nothing ($10,000 for Life Members)
As a special “thank you” for your membership, you’re automatically eligible for up to a $5,000 member benefit at NO-COST to you ($10,000 for Life Members).
But as valuable as this COMPLIMENTARY coverage is, many families need even higher coverage. That’s why EXPANDED accidental death coverage is available — giving you more protection against covered accidents.
And the cost? $100,000 in coverage is available with rates starting at less than $8.00 per month.
Monthly Rates for Expanded Benefits
Coverage Amount | $50,000 | $100,000 | $150,000 |
---|---|---|---|
Member Only | $3.70 | $7.40 | $11.10 |
Member & Spouse | $7.40 | $14.80 | $22.20 |
Rates do not include a $3.50 monthly administrative fee if paying by direct bill, $3.00 monthly administrative fee if paying by credit card or a $1.25 monthly administrative fee if paying by automatic checking withdrawal. Rates and/or benefits may be changed on a class basis.
Your Expanded Accidental Death coverage will become effective on the Effective Date stated in the Schedule, provided my first payment is paid and received by the Plan Administrator. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Rates can only be increased for an entire class of insured persons, not on an individual basis. Your coverage will remain in force as long as premiums are paid on time and the Master Policy remains in force. Coverage for all insureds (whether member or spouse) will reduce by 50% when the Member reaches age 75 regardless of age at enrollment.
Confirmation Required for Activation of up to $5,000 NO-COST Member Benefit ($10,000 for Life Members) |
As a Member, you’re guaranteed acceptance for up to $5,000 in coverage benefits ($10,000 for Life Members) — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO-COST member benefit today. |
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How does this Expanded coverage work with my NO-COST Accidental Death coverage?
The Patriot Protection Plan NO-COST Accidental Death coverage and your Expanded Accidental Death coverage help you provide a solid financial safety net for your family. Your benefits are paid in addition to any other insurance you may have from an employer or another group. Rest assured … your loved ones will receive these benefits should you fall victim to a covered accident.
Will I need to fill out a long form or get a physical from my doctor to sign up?
No. The NO-COST Accidental Death coverage and, if elected, the Expanded Death coverage are extended to you on a guaranteed basis. There is no long form with complicated health questions to worry about. No medical exam is required. Just fill out the short form on this website to activate your NO-COST Patriot Protection Plan or enroll for Expanded Death coverage.
Is there any way I can be turned down for Expanded coverage?
You and your spouse are GUARANTEED ACCEPTANCE in the NO-COST and Expanded Accidental Death coverages … regardless of your health history, current occupation, or hobbies.
What if I decide these Expanded Benefits aren’t right for me?
We’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium.
Confirmation Required for Activation of up to $5,000 NO-COST Coverage ($10,000 for Life Members) |
As a Member, you’re guaranteed acceptance for up to $5,000 in coverage benefits ($10,000 for Life Members) — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO-COST member benefit today. |
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TERMS
Exclusions:
In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt thereat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning (except in ID); flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline (except in ID); b. being flown by the Covered Person or in which the Covered Person is a member of the crew (except in ID); c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on) (except in ID); d. designed for flight above or beyond the earth’s atmosphere (except in ID); e. an ultra-light or glider (except in ID); f. being used for the purpose of parachuting or skydiving (except in ID); g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent (except in ID); the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred (except in NV); voluntary ingestion of any narcotic, drug, poison, gas or fumes (except in NV); driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.
HOW BENEFITS ARE PAID Benefits for accidental loss of life are payable to your beneficiary. If no beneficiary has been named, benefits will be paid to: your spouse; your children; your parents; your siblings; or your estate (in that order). Benefits for loss of your spouse’s life are payable to you.
THIS IS A LIMITED POLICY. THIS IS AN ACCIDENTAL DEATH ONLY POLICY.
FULL TERMS AND CONDITIONS ARE IN THE CERTIFICATE OF INSURANCE. These materials explain the general purpose of the insurance described, but in no way change or affect Group Policy Numbers AGMPNCG/AGMPNCD/AGMPNCI/AGMPADG/AGMPADD/AGMPADI, under Master Policy Form Number ADP01 as actually issued by Central States Health & Life Co. of Omaha. In the event of a discrepancy between these materials and the policy/certificate, the terms of the policy/certificate apply. Complete details are in the Certificate of Insurance issued to each insured individual. Benefits, provisions, limitations and exclusions may vary by state and this program may not be available to residents of all states. Some expanded benefits may not be available in all states. All benefit amounts reduce by 50% at age 75 regardless of age at enrollment.
NRA Member dues or contributions are not used for this promotion, program or any other related expenses.
The NO-COST coverage is being provided at no cost to you by the NRA Approved Service program as a special thank you for being a valued NRA Member.
Issued by:
Central States Health & Life Co. of Omaha
Offered through:
A.G.I.A., Inc.
Administered by:
A.G.I.A., Inc.
P.O. Box 9159, Phoenix, AZ 85068
Questions? Call toll-free 1-877-672-3006
Confirmation Required for Activation of up to $5,000 NO-COST Member Benefit ($10,000 for Life Members) |
As a Member, you’re guaranteed acceptance for up to $5,000.00 in coverage benefits ($10,000.00 for Life Members) — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO-COST member benefit today. |
Group Policy Numbers AGMPADG/AGMPADD/AGMPADI; Master Policy Form Number ADP01
Important Notice to Persons on Medicare
This Insurance Duplicates Some Medicare Benefits.
This Is Not Medicare Supplement Insurance.
This insurance pays a fixed amount, regardless of your expenses, if you meet the policy conditions, for one of the specific diseases or health conditions named in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for Medicare Supplement insurance.
This insurance duplicates Medicare benefits because Medicare generally pays for most of the expenses for the diagnosis and treatment of the specific conditions or diagnoses named in the policy. Medicare pays extensive benefits for medically necessary services regardless of the reason you need them.
These include:
- hospitalization
- physician services
- hospice
- outpatient prescription drugs if you are enrolled in Medicare Part D
- other approved items & services
Before You Buy This Insurance
- Check the coverage in all health insurance policies you already have.
For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.
For help in understanding your health insurance, contact your state insurance department or state [health] insurance [assistance] program [SHIP]
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Member Benefit of $5,000 ($10,000 for Life Members)
If you fall victim to a fatal hunting accident; suffer a fatal accident while traveling to or from, attending or participating in an NRA event; are attacked and killed by an intruder in your home or at work; or fall victim to a violent crime such as an attempted robbery, hold‐up or felony crime.